Instant Bank Transfer Casinos

Find the best casinos to play on when using instant bank transfer as a payment method in New Zealand.

Casinos Accepting Instant Bank Transfers in NZ

Well before e-Wallets and cryptocurrencies became fashionable, the online gambling fraternity in Aotearoa New Zealand always kept a healthy relationship with their land-based banks. Most still do although the transactions are gravitating more and more towards electronic transactions. That’s because the majority of Kiwis who wager are middle-aged and elderly people with disposable incomes. They aren’t too familiar with the efficient and speedier contemporary payment methods.

For that reason, many New Zealand gamblers still prefer to make instant-bank transfers to online casinos. Also referred to as bank-wire transfer, it’s a painless and swift exercise for one banking institution to move money to another as deposits, much to the players’ delight. Online casinos trading in NZ cyberspace knows that, so it’ll be difficult to find one that doesn’t offer instant-bank transfers as a payment gateway.

Because so many online casinos offer it, that can make life difficult for wagering Kiwis to decide which platform to play on. No doubt, the choice of online casinos tends to boil down to individual preferences, so we encourage our review site faithful to mull over our analyses before opting for one.

In this post we’ll consider what criteria we use to rate online casinos that offer instant-bank transfers as a payment method, our list of top online casinos, how to make deposits and withdrawals using that gateway, and the pros and cons of using such electronic fund transfers.

How We Rate Bank Transfer Online Casinos

Our criteria are simple but reliable to ensure your safety and security are paramount. If online casino operators are not registered with reputable authorities, such as Malta Gaming Authority (MGA) or the UK Gambling Commission (UKGC), then immediately scratch it off your wish list. A solid licence equates to accountability and transparency.

The second must on our priority list is whether the online casinos use encryption technology — such as firewalls and secure sockets layer (SSL) certificates — to safeguard the transactions and personal information of Kiwi players, as well as the operators, from cyber scammers. We know too well how wagering enjoyment can dissipate in the blink of an eye when players discover cyber swindlers can breach their accounts and ID with ease.

Once you have ticked those boxes, other factors put the instant bank transfer payment gateway in a better light. They include:

  • Bonuses: Promotions are often attached to lure Kiwi gamblers, especially newcomers, so you don’t want to miss any that are aligned with instant-bank transfers.
  • Devices: Is the online casino payment provider accessible not only via desktop portals but mobile ones, too, to allow Kiwis to play on the move?
  • Fees: While the instant deposits may be free, we check to see if the operators and payment providers levy charges on withdrawals, especially if it’s a local bank interacting with a counterpart from overseas.
  • Game range: Not just the number of titles and popular online pokies, but also the reputation of game creators to ensure you’re going to enjoy the quality of entertainment will inspire you to recommend the products to others.
  • Registering: How fast and uncomplicated is it to register with an online casino?
  • Third-party auditing: Do the operators subscribe to independent auditors, such as eCOGRA, to ensure the games are subjected to the random number generator (RNG)? The trick is to instil fairness with return-to-player (RTPs) percentages while preserving the establishment’s house edge.

Top Bank Transfer Online Casinos

Having outlined some of the core values we consider to be crucial in gravitating towards online casinos offering instant-bank transfers as a payment method, we have singled out our fabulous five for those New Zealanders who have drawn up their requirements (alphabetic order; always read the T&Cs):

  • Captain Spins Casino: A new establishment on the block, Captain Spins Casino NZ is in good hands under the management of White Hat Gaming Limited since it opened its virtual doors in 2019 with MGA and UKGC licences. Arrive at the landing page of its website before clicking on the “Bank Transfer” emblem to find payment methods that’ll take you straight to the relevant page. On registering, the “Captain” offers Trustly, Sofort, or EPS, to transfer funds online into your casino account. Failing that, you can set up via your bank to the online casino one. PayPal is an alternative option. With the promise of more than 3,000 RNG-certified games from award-winning creators, Kiwi newbies can take advantage of handsome bonuses and free spins. It’s compatible with Android phones, desktop devices, iPhones, and tablets. Captain Spin Casino averages a 96% payout.
  • Casumo Casino NZ: Founded in Sweden in 2012, Casumo sees itself as a pioneer of the gambling industry. Jocularis Ltd, waving licences from Malta, Spain, Sweden, and the UK, assures safe and secure times for Kiwis on its compliant website. It has downloadable apps for Android and iOS devices from its landing page as it welcomes players to Casumoverse. The multi-award-winning online casino offers more than 3,400 online pokies alone. The Reel Races tournament tees up in 2023. While the bank transfer isn’t among the payment emblems, Casumo offers a sportsbook. It has generous bonuses and averages a 97% payout.
  • Gate777 Casino NZ: Another Hat Gaming Ltd-managed establishment, Gate777 comes under the regulation of the MGA and the UKGC since it opened in 2018. The platform, built on an airline theme, is the brainchild of five iGaming enthusiasts hellbent on stamping out bonuses with strings attached, sluggish pay-outs, and unfair gameplay. That sits just fine with us. While the logos at the foot of the landing page of Gate777 list Bank Wire and PayPal among its providers, the payment method link only details credit cards, Paysafecard, Neteller, and Skrill. Gate777 pay-out rate hovers around the 96% mark, amid generous bonuses and more than 1,200 games.
  • PlayOJO Casino NZ: Launched in 2014, PlayOJO has been operating online since 2017. Under the management of SkillOnNet Ltd, PlayOJO comes under the regulation of the MGA and the UKGC. While its 500-plus games, plus 60 live-casino ones are at your fingertips 24/7, they aren’t of jaw-dropping proportions. The operator claims to be the king of jackpots with more than 290 of them. Click the “bank” link to find “Fast Bank Transfer” among its payment providers, including PayPal. With a 97% pay-out rate, PlayOJO made us do a double take with “no wagering requirements” or minimum withdrawal amounts.
  • Zodiac Casino NZ: Its roots bedded in 2001, Zodiac Casino brandishes the Kahnawake Gaming Commission, MGA, and UKGC licences. Owner Casino Rewards group powers its platform on the grunt of giant software creators Microgaming and Evolution Gaming. Zodiac is one of the few $1 deposit casinos for Kiwi players and offers 450-plus games. It averages a pay-out percentage of 96% on an astrological theme. We had to click on FAQs to find out more details, although a rolling “deposit methods” display at the foot of the landing page lists “bank transfer”.

Making Casino Deposits, Withdrawals

It shouldn’t take more than a few minutes to make an instant bank transfer but note that withdrawals aren’t instant. It can take 3 to 7 days, so here are our tips to avoid tripping:


  • Having opened your online casino account, link your bank account to the casino one before selecting “Bank Transfer” as your preferred payment gateway.
  • Hit “Continue” to specify your deposit sum.
  • Go to your device, click on the casino’s Kiwi bank account under “Payments – Recipient”, then activate “Make Payment”.
  • You’ll receive an email notification or SMS text to confirm your deposit transaction, complete with ID.


  • Log into your online casino account; click the “Withdraw” button.
  • Specify the sum you wish to take out, mindful of a possible minimum/maximum amount.
  • Hit “Complete” to activate the transaction.
  • Enter your electronic payment portal to pick the online casino’s Kiwi account under the tag of “Payments – Receiver”. A SWIFT code is often required for bigger sums of money with bank fees, especially with overseas transactions.
  • Expect an email or SMS text confirmation of the transaction.

Pros & Cons Of Bank Transfers


  • Acceptance: Online casinos embrace instant and wire transfers.
  • Bonuses: Opens doors to casino incentives.
  • Ease: Bank transfers aren’t complicated.
  • Fees: Most online casinos have none.
  • Kiwi dollars: That means no exchange rates.
  • Limits: Most payment gateways have reasonable minimum/maximum sums.


  • Details: Despite a speedy process, you must have information to verify accounts and KYC (know your customer).
  • Time: It can take up to seven business days to process withdrawals compared with swift e-Wallets.


Ijeoma Esther is an iGaming content writer and editor with over a decade of experience in the New Zealand mobile casino industry. While initially diving into online casino gaming as a hobby, she soon found herself immersed in the enthralling world of mobile slot and live casino games.Through the years, she discovered that writing about her favorite pokies was just as fun as playing them.