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Online Baccarat Sites in India (2023)

Baccarat is one of the top games to play at the best online casinos in India and offers potentially better value than many other online casino games if played right.

There are 100's of baccarat games available with players able to gamble on live baccarat tables with other players, or Random Number Generator (RNG) baccarat games by themselves. The best casinos offer baccarat games free for players to practice, and real money baccarat games and tables to potentially win real money on.

However, baccarat does not have the same public profile as top casino games like roulette and blackjack. Many people might not have even heard of baccarat, let alone know how to play it.

This is where we come in to help. Here is the complete guide to playing online baccarat in India.

How We Choose the Best Online Baccarat Casinos in India

The best online baccarat casinos on our list accept Indian players and Indian Rupees, while also excelling in these six key areas to provide a safe, and fun gaming experience for players from India.


We check to make sure the online casinos on our lists are offshore, legal and hold valid online gambling licenses making them safe for players from India. The gambling licenses range from respected gaming authorities such as the UK Gambling Commission (UKGC), and the Malta Gaming Authority (MGA).

If the online casinos hold one of these licenses, they are trustworthy and audited by strict compliance regulations to make sure the games are fair and safe for players.

We do not recommend gambling on online casinos that do not hold valid gambling licenses from respected and trusted gambling authorities such as the UKGC and MGA.

Game variety

The best online baccarat casinos offer a wide variety of games for both live tables and RNG baccarat games. Most of the online casinos for Indian players offer the popular Punto Banco version of baccarat, and you can find 15+ live baccarat tables on some online casinos such as LeoVegas India.

Fair play

As mentioned earlier, we strongly recommend only gambling on online casinos that hold valid licenses from reputable commissions such as the UKGC or MGA. These licenses ensure the online casino games are regularly checked by independent testing agencies such as eCOGRA. These tests ensure games are fair and safe for players.

Payout percentage

Compare the best online baccarat casinos with the highest RNG payout percentages. Most online casinos list the games payout percentages and we do not recommend playing on any RNG baccarat games with a payout percentage below 95%.

As for the live tables, baccarat has one of the lowest hold percentages in the casino, with an average house advantage of around 1.2% on banker and player bets.

But, the tie bet pays around eight to one and has a much larger house edge which is usually around 14%. We recommend most played stick to the player or banker bets for the lowest house advantage.

Customer Service

Every online casino on our list offers customer support with several methods of contact, but only the best offer 24/7, 7 days a week support. As your money and time is valuable, we recommend only joining online casinos with 24/7 customer service, or long opening hours and several forms of contact including a live chat.


As we become more and more reliant on our mobile devices, online casinos invest more and more money into mobile gambling. Compare the best mobile casino apps and sites, and read our step by step guides for how to download and install each app on Android and iOS.

RNG Casino Baccarat

RNG baccarat games are available on most online casinos, but there are often only several games with most offering punto banco baccarat. RNG baccarat games are run by a computer that creates random sequences to make sure the game is completely random and fair. Previous rounds will not influence the results in any way and the operator can also no influence the game results.

Live Casino Baccarat

If you want the best baccarat experience, we recommend comparing our list of the best live casinos in India. The best online live casinos offer a wide variety of baccarat tables with HD streams, a real dealer, and interactive features including a live chat to speak to the dealer and other gamblers. Of course, there is nothing better than playing baccarat at a real casino, but, the live casino HD streams come very close.

How to Play Baccarat - Beginners' Guide

Baccarat is a simple card game that is played between two people - the player and the banker.

This means that each hand in the game has three potential outcomes. Either the player wins, the banker wins, or the hand can also end in a tie.

The history of baccarat is somewhat disputed. Some people believe its history dates all the way back to the 15th century, where it is said to have been played by soldiers who were coming back from the Franco-Italian War. Others claim baccarat was not invented until the 19th century.

Baccarat started to become popular at casinos in the 1940s and it has been going from strength to strength ever since.

In America, for example, baccarat has become one of the most popular casino games to play, due to it having major plus points such as the game's very low house value.

Playing baccarat - which has a few different variations, which we will explain about shortly - is quite simple so even newcomers should be able to pick it up quite quickly.

Unlike most other card games that can be played at casinos in India, online baccarat is not about getting the best hand possible. Players instead bet on which hand they think will win - either their own or that of the dealer, which is also sometimes known as the bank.

An ace is worth one point in baccarat while all number cards are worth their usual value. In a game of online baccarat, the 10 and face cards like the king and queen are all worth 10.

The hand that gets closest to nine points wins in a game of baccarat. Players, therefore, have to guess whether it will be their hand or the dealer's that gets the closest to nine points. It is also possible to bet on a tie, which is a fairly rare result in a game of baccarat.

The vast majority of casinos will offer the Punto Banco version of baccarat, which is often just labelled "Baccarat". In punto banco, the casino banks the game at all times and plays out both hands according to fixed rules.

Player bets are usually paid out at 1/1, banker bets at 19/20, and the tie bet paid out around 8/1. We recommend practising for free before playing with real money.

Card values:

  • 2 - 9 equal face value
  • Ace is worth 1
  • 10, Jack, Queen, and King have no value (worth Zero)

So what are the various types of baccarat games that are available to play at Indian casinos?

Types of Baccarat Games

Like most casino games that are available in India, there are a few different types of baccarat games that are offered. Here are the three main types of baccarat games to look out for:

  • Punto banco (or "North American baccarat") 
  • Baccarat chemin de fer (or "chemmy") 
  • Baccarat banque (or à deux tableaux)

Almost all baccarat games that are played around the world are punto banco. In some places such as Macau, almost all of the money made by casinos is from punto banco baccarat games. In this form of the game, punto refers to the player and banco refers to the dealer.

Baccarat chemin de fer is arguably known for being the card game that is often played by James Bond. The original form of the game, baccarat chemin de fer is still the most popular type of baccarat that is played in France, where it is widely assumed to have been invented.

Last but not least, baccarat banque is popular at various casinos in Europe. Baccarat banque is regarded to be much more complicated than a lot of other casino games available in India.

Playing Baccarat for Free

Those who are brand new to baccarat might wish to get started by playing baccarat for free.

Baccarat free games are available all over the internet and they give newcomers a chance to get used to the game and how it works.

Of course, usually, it will not be possible to win real money by playing baccarat free games. However, one way to do so could be to take advantage of Indian online casino bonuses.

Promotions and offers are put on the table by a lot of online casino sites in India. The reason for this is that they are all competing for people to sign up with them for a new casino account.

As a result, it might be possible to use bonus funds given out by Indian online casino bonuses to play baccarat for free.

Keep in mind that these bonuses have wagering requirements that must be met. Before this happens, the bonus money will not be available to be withdrawn from an account as real cash.

Baccarat games rarely ever contribute 100% to the wagering requirements too with some bonus conditions only counting 5-10% of all baccarat bets. We recommend checking the terms and conditions of the bonus you choose to see the exact wagering requirements if you plan to gamble on baccarat.

But in most cases, online slots are the main game that contributes the full 100% to the wagering requirements that are in place at online casinos in India.

Playing Baccarat for Real Money

Baccarat real money games are the next step for those who are gaining confidence with this casino game. Most online casinos in India offer the chance to play baccarat for real cash.

The low house edge in baccarat games - which we will detail later - is one of the main reasons why people choose to play baccarat for real money at their chosen Indian online casino.

Compared to other casino games, the low house edge means that baccarat is a great option for casino customers who do not have a large budget to play with.

While there are a few different types of baccarat real money games out there, it is almost certain that players will be playing the variation known as punto banco or "North American baccarat".

This is the most straightforward of the baccarat variations that are out there so should be the easiest baccarat game to pick up for those who have never played it before. Another likely option at some Indian online casinos will be playing live baccarat games.

Playing Live Baccarat Games

Live casino games are hugely popular nowadays and playing live baccarat games is one of the top options out there right now.

At the live casino, players watch a real-life dealer - who is in a studio - and there is the opportunity to interact with them, as well as other players who take a seat at the table.

Live casino baccarat games are a great selection for those who want to have a more social experience than is available at most other types of casino games.

Indeed, playing live baccarat games is likely to be the closest people can get to visiting a brick and mortar casino, which is another great reason players might opt for this option.

The game works in the same way as offline baccarat games, but many think that playing live baccarat games feels that bit more real as a result of the presence of a human dealer.

Multiple camera angles are also usually in operation to make playing live baccarat games at Indian online casinos feel as realistic an experience as it is possible to get.

Various options for those choosing live baccarat games are usually available too. It is often the case that online casino sites in India have speed baccarat games, which are a great choice for those who want to squeeze in a few hands in a short period of time.

House Edge in Baccarat Games

The house edge in baccarat games is one of the main reasons why this option is so popular for those who are signing up to play at Indian online casinos.

No casino game that is available to play can match the extremely low house edge in baccarat. All games have an edge for the casino, which helps them to guarantee they are likely to come out on top against players in the long run. However, even compared to a low house edge game such as blackjack, players who select baccarat are in for a treat.

This is because the house edge for those who bet on the banker to win is just 1.06% This is by far the best value bet in terms of the house edge that is available at the casino. Even bets on the player's hand to win in baccarat games has a house edge of 1.24%, which is still better than a lot of the other casino games available to play at Indian online sites.

The flip side of the house edge in baccarat games is that the tie pays out at very poor value. While the tie is a rare result in a game of baccarat, it is extremely ineffective to bet on this outcome as a result of the poor house edge.

For a tie bet in a game of online baccarat in India, the house edge is 9.5% when the tie bet is set to pay out at odds of 8/1. Sometimes, online casinos might pay out the tie at 9/1 instead, which reduces the house edge somewhat. But the tie is still not a bet people should make here.

With the house edge in mind, what baccarat tips and strategy should players use at the casino?

Baccarat Tips and Strategy

As baccarat is all about luck rather than skill, there is not too much strategy out there that can help people to win, especially compared to a card game such as poker and blackjack.

Those who want to give themselves the best chance of winning real money from baccarat are advised to bet on the banker more often than not. The exceptionally low house edge in a game of online baccarat means that either the banker or the player are both smart bets, though.

It can be tempting to look for patterns when playing online baccarat for real money, but this is not a good strategy to use. This is because each hand of baccarat is unconnected from the last. It is like roulette. Even if there are 10 straight black numbers, there is no better chance of the next winner being red. So even if the banker wins 10 or even as many as 20 times in a row, the player's odds of winning the next hand will stay the same.

As with most other casino games, the key to success is simply to walk away at the right time. Riding a hot streak for as long as possible is always tempting, but the only way to profit from playing at online casinos in India is to choose the correct moment to step away from the game. 

Baccarat FAQ

How to play baccarat?
How many betting positions are there on a baccarat table?
How to win baccarat?
When do you get a third card in baccarat?

I am an avid reader and passionate writer. I have been working in the content writing industry for the past 10 years now and I have written hundreds of content pieces that cover the world of gambling. With a passion for all things related to casinos, sports betting, and online gaming, I bring a unique perspective and in-depth knowledge to my pieces. From strategy guides to reviews and analysis, my goal is to provide readers with the information they need to make informed decisions and enhance their experience. Let's win big together!

Last updated: 12/22/2021