eCheck Casinos

Compare the top eCheck casinos in Canada and read our guide for how to use eChecks on gambling sites.

Written by Thomas Brown
Verified by BettingGuide team
Last updated 2024-04-08
echeck payment method in online casinos

eChecks offer a blend of security, convenience, and cost-effectiveness, making them an excellent choice for Canadian online casino players.

Top 5 Online Casinos That Accept eChecks

Looking for the best eCheck casinos? The following online casinos allow Canadians to use eCheck as a payment method.

eCheck Casino First Deposit Offer Minimum eCheck Deposit eCheck Withdrawal Time Visit Casino
$10 1-3 Business Days Make a Deposit
Spin Casino
Spin Casino
$10 1-3 Business Days Make a Deposit
Captain Cooks Casino
Captain Cooks Casino
$5 2-3 Business Days Make a Deposit
Quatro Casino
Quatro Casino
$10 2-3 Business Days Make a Deposit
Luxury Casino
Luxury Casino
$10 2-3 Business Days Make a Deposit

Start Playing at Online Casinos with eCheck: Here's How

If you're exploring payment options for online casinos, eCheck might be the solution you're looking for. This guide is designed to introduce you to eCheck, detailing how it operates and its benefits for online gambling.

  • What is eCheck?

    An eCheck, also known as an electronic cheque, is similar to a conventional paper cheque. However, eChecks are sent and processed digitally.

    An eCheck is a type of EFT (Electronic Funds Transfer). This is why some sites refer to eChecks as EFTs, or vice versa. However, EFT is more of an umbrella term. Therefore, any type of payment made electronically can be referred to as an EFT.

    Some other names for eChecks include:

    • ACH payments
    • ACH transfers
    • Direct debit, etc.

Sending an eCheck

To send an eCheck, you must have a chequing account. This is because eChecks sends money directly from your bank account to the online casino’s bank account.

Money sent via an eCheck takes approximately 24 to 48 hours to verify. Once verified, it takes between 3 and 6 business days for the money transfer to be completed.

How an eCheck Works

An Automated Clearing House (ACH) network is used to process eChecks.  

This is why eChecks are not instant. The ACH initiates eChecks, and other EFTs, in batches. Therefore, your money doesn’t move until a batch of several EFTs is ready to be processed.

Here’s how an eCheck works:

  1. You authorize a certain amount of money to be withdrawn from your account. 
  2. This amount is transferred over the ACH network.
  3. The money moves from your bank or credit union to the casino’s financial institution.
  4. Your financial institution withdraws the money from your account. The casino’s financial institution deposits the money into their account.

Depositing Funds to Your Online Casino Account with eChecks

To add funds to your online casino account via eCheck, simply:

  • 1

    Log In

    Log into your account and navigate to the banking page.

  • 2

    Locate eCheck

    Select 'Deposit' and choose eCheck as your payment option.

  • 3

    Insert Your Deposit Details

    Input your details, including:

    - Full name and bank details (found on a void cheque)

    - Bank name, account number, 5-digit transit number, and 3-digit financial institution number

    - The last four digits of your Social Insurance Number (SIN)

  • 4

    Make a Deposit

    Enter the amount you wish to deposit Confirm your transaction to complete the process.

Withdrawing Funds from Your Online Casino Account with eChecks

Cashing out with eChecks is straightforward. Here’s how to withdraw:

  • 1

    Log In

    Log into your casino account and head to the cashier page.

  • 2

    Locate eCheck

    Choose 'Withdrawal' and select eCheck.

  • 3

    Insert Your Withdrawal Details

    Input or verify your personal and bank account details.

  • 4

    Insert eCheck Withdrawal Amount

    Specify the amount you want to withdraw from your online casino account.

  • 5


    Submit your transaction to complete the withdrawal process.

  • Make sure to check for any minimum withdrawal limits or wagering requirements before withdrawing funds.

Pros and Cons of Using eChecks

Benefits of eChecks

There are several advantages to using eChecks to transfer money. These benefits include:

  • Safety and security - eChecks are one of the safest deposit and withdrawal methods. This is because the transaction is conducted directly between your bank and the online casino’s bank.
  • Transaction history - your bank account will show a history of the eChecks you have sent and received. This way you can see exactly how much money has come into and gone out of your account.
  • Available to anyone with a bank account - many online casino users prefer this method of payment because they don’t need to have a credit card. You can use an eCheck as long as you have a bank account with funds in it.
  • Available on several Canadian online casinos - some of the best online casinos in Canada offer eCheck payments.

Drawbacks of eChecks

As with any payment method, eChecks also have some disadvantages. Drawbacks of using eChecks include:

  • Processing time - an eCheck can take 3 to 6 days to be processed.
  • Personal information - an eCheck requires more personal details than using a credit card.

eChecks Safety and Security

Using an eCheck to transfer funds online is safe. This is thanks to encryption and secure web pages.

The ACH network that is used to transfer your funds uses strong encryption to keep transactions safe.

Encryption is a process that changes original information into an altered form. Therefore, anyone who is not authorized cannot decode the information. Once the information gets to its final destination it’s changed back to its original format.

When transferring money online always look for a small lock symbol beside the website URL. This guarantees that the webpage you’re on uses SSL (Secure Socket Layer) encryption.

Verifying that you are on a secure webpage before sending an eCheck, or any other EFT, will help to protect your information.

eChecks FAQs

Thomas is responsible for all content on BettingGuide Canada. With his extensive knowledge of the gambling industry and college degree in law, he knows what you should look out for when choosing the best casino or sportsbook.