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Online Interac Casinos in Canada

There are many options when it comes to depositing and withdrawing funds from your online casino account. One of the best options for Canadians is the use of Interac.

Interac is a well-known payment method that dates back to 1984. Interac allows for the transfer of money between an Interac online casino and an online bank account without the need to share extensive personal or financial information.

Interac is associated with a debit card, meaning users only have access to money that is currently in their bank account. This is contrary to Visa transactions, which offer access to borrowed funds. The use of Interac is therefore often seen as an advantage, as it prevents users from spending money that they don’t have.

The Interac methods offered online include:

  • Interac Online
  • Interac e-transfer

Both Interac Online and Interac e-transfers are popular methods for depositing and withdrawing funds from Canadian online casinos.

If you’re unfamiliar with these methods, or just want to learn more, we’ve created a complete guide to using Interac Online and e-transfers with online casinos. We’ve also put together a list of online casinos that accept Interac as a payment and withdrawal method.

Ready to learn more? Read on to discover:

  • What are e-transfers and Interac Online?
  • How do Interac payment and withdrawal methods work?
  • Advantages and disadvantage of each Interac method
  • The best Interac casinos online

Most Popular Interac Casinos 

Not all Canadian online casinos support Interac payment methods. However, several do.

Interac is a fast and convenient payment and withdrawal method. Therefore, we’ve put together a list of the top-rated online casinos that accept e-transfer and Interac Online.

The best Interac casinos include:

  1. Jackpot City
  2. 888 Casino
  3. Spin Casino
  4. Leo Vegas
  5. Genesis Casino

Interac E-Transfers vs Interac Online 

Interac e-transfer offers a secure online payment method. E-transfers can be used to transfer funds from a Canadian bank account to another company, person, or online casino. More than 250 institutions, including the big five banks in Canada, offer E-Transfers. This includes:

  • Royal Bank of Canada (RBC)
  • Toronto-Dominion Bank (TD) 
  • Canadian Imperial Bank of Commerce (CIBC) 
  • Bank of Montreal (BMO) 
  • Bank of Nova Scotia (Scotiabank)  

Please note: Most financial institutions in Canada offer e-transfer services. If you bank with an institution that is not one of the big five Canadian banks, check with your financial service provider to ensure they offer e-transfers.

Above all, this type of payment method protects sensitive financial information and offers a safe way to exchange money online. Money can be sent and received by simply entering an email address or phone number.  

When using e-transfers with Interac online casinos, an email address and security question will be provided by the casino. Using this information, you can send money from your bank account to the online casino. However, unlike with Interact Online, payment cannot be done directly through the online casino. First, you must log in to your bank account. From there you can complete the transfer.

To deposit funds into your online casino account using Interac e-transfer, complete the following steps.  

  1. Navigate to the site’s cashier section. 
  2. Select Interac e-transfer from the deposit options. 
  3. Read and follow the deposit guidelines - these guidelines will provide you with an email address and security question/answer to include in your e-transfer. 
  4. Log in to your online banking account. 
  5. Select the option to send an e-transfer. 
  6. Enter the amount you would like to deposit and select which account you would like the money to come from. Include the provided email address and security question and answer. 
  7. Send the e-transfer. 
  8. Your money, and any deposit bonuses, should appear in your online casino account shortly. 

You can also use Interac e-transfer to withdraw funds. Withdrawing winnings via e-transfer is simple.

  1. Navigate to the cashier section in your account. 
  2. Choose “Withdrawal”.  
  3. Select e-transfer as the withdrawal method. 
  4. Provide any necessary information (e.g. email address) and the amount you would like to withdraw. 
  5. Your money will be deposited into your bank account shortly - enjoy your winnings.  

Please note: Before you make a withdrawal from your online casino account, you will need to confirm your identity, address and payment method, in some cases. Not all details will be required for all transactions but a complete verification process will be required before your first withdrawal.


Interac e-transfers do have a transfer limit. Although this may not be ideal in all circumstances, limits do have their purpose. E-transfer limits are used to: 

  • Protect users from extreme fraudulent activity
  • Prevent users from overspending

Some of the most common e-transfer limits among Canadian banks are: 

  • $3,000 within 24 hours 
  • $10,000 within 7 days 
  • $20,000 within 30 days


Most Canadian banks offer free e-transfers. However, this depends on the type of account that the customer holds.  

If your bank account does not include free e-transfers, you may be charged $0.50 - $1.00 per transfer. The fee depends on the amount of money you are sending.

  • When sending less than $100, the fee is typically only $0.50.
  • When sending $100 or more, the fee is $1.00.

Interac Online

Interac Online is a quicker way to transfer funds however, this option is less widely available. Interac Online allows you to transfer money directly to or from your bank account using a third-party payment platform.

When using Interac Online, you will log into your bank account directly through the payment platform. There is no need to use an email address or security question in this case.

Here’s how to use Interac Online to deposit money into your online casino account:

  1. Select Interac Online in deposit options.
  2. Decide on the deposit amount.
  3. Select your banking institution - if your bank is not listed, you will have to cancel the payment and choose another method.
  4. Log in to your bank’s website - you will be automatically taken to a login screen to complete the process through your online bank.
  5. Confirm the transfer amount.
  6. Receive a receipt for your transfer.

Withdrawing money from your online casino can also be done through Interac Online. Here’s how to withdraw money from an online casino using Interac Online.

  1. Sign in to your account and navigate to the cashier area  
  2. Choose Interac to withdraw your winnings 
  3. Confirm your details and choose the amount to be withdrawn 
  4. Receive your winnings - enjoy  


Most Canadian banks have an Interac Online daily limit of $100. This amount can be increased for those who use the option frequently and require a higher limit. However, this limit will remain low for newly enrolled customers.


Interac charges the company, rather than the customer, a fee for each Interac Online transaction. In this case, the casino would pay the user fee to Interac. Most online gambling sites will absorb this cost. However, some casinos may pass along the fee to users. In this circumstance, you may see the fee come through as a service charge.

Advantages and Disadvantages of Interac E-Transfers and Interac Online

Advantages of e-transfer

  • Offered by all major Canadian banks  
  • Fast and easy deposits and withdrawals 
  • Protects sensitive information, as only an email address or phone number is needed  

Disadvantages of e-transfer 

  • Only available in Canada 
  • Not available on every online casino 
  • Transfer fees may apply 
  • Transfer limits apply 
  • Cancellation fees are charged for any incomplete transactions 

Advantages of Interac Online 

  • Used widely by top Canadian financial institutions
  • Helps protect against fraud
  • Transfers can be completed in fewer steps, as logging in to your online banking can be done directly through the online casino 
  • Quick and efficient deposits and withdrawals

Disadvantages of Interac Online 

  • Not offered by all Canadian banks as a payment option
  • Only available in Canada
  • Not an option at every online casino
  • Low transfer limits


What is Interac? 

Interac is a Canadian banking gateway. It connects financial institutions to other businesses to allow for the transfer of money. Interac can be used to make and accept payments online. In addition, Interac provides the debit card system in Canada. 

What is Interac Online?

Interac Online is a payment method that can be used to exchange money online. Money is transferred directly from your online banking account to a merchant or company. Interac Online is simple and secure and offers a great alternative to online payment using a credit card. 

How to cancel Interac e-transfer?

If you send an e-transfer and wish to cancel it, there are a few steps to follow. First, log into your online banking account. Next, go to your transaction history and find the e-transfer you wish to cancel. Finally, use the cancel option to cancel the transaction. Be aware that most often there will be a cancellation fee charged. This fee is usually around $5. 

Is Interac accepted at online casinos? 

Yes, any superior online casino will include the option to use Interac. This includes the use of Interac e-transfer and Interac Online, depending on the method you prefer. 

What is the difference between Interac e-transfer and Interac Online? 

Interac e-transfers require a destination email address and security question/answer. Interac Online uses an online banking institution portal to access and transfer money directly through the online casino. 

Thomas is responsible for all content on BettingGuide Canada. With his extensive knowledge of the gambling industry and college degree in law, he knows what you should look out for when choosing the best casino or sportsbook.

Last updated: 12/22/2021