Online Baccarat for Real Money in Candada (2024)

Do you want to play online baccarat in Canada for real money? Our guide will help you learn everything about this popular card game and our recommended online casinos tailored to Canadian players. You can play Baccarat 777 by EVOPLAY for free just below!

Recommended Online Baccarat Casino Sites in Canada 2024

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What is Online Baccarat?

Baccarat is a straightforward card game played between two parties - the player and the banker, with three possible outcomes: the player wins, the banker wins, or it’s a tie. With the rising popularity of online gambling in Canada, this popular card game has become available at many online casinos as an online baccarat game and many other varients like Live Baccarat.

  • History of Baccarat

    The history of baccarat is somewhat disputed. Some people believe its history dates back to the 15th century when it is said to have been played by soldiers who were coming back from the Franco-Italian War. Others claim baccarat was not invented until the 19th century.

    Baccarat started to become popular at casinos in the 1940s and it has been going from strength to strength ever since. In America, for example, baccarat has become one of the most popular casino games to play, due to it having major plus points such as the game's very low house value.

    Baccarat has also inspired people to create a new card game like Dragon Tiger.

  • Can you play Baccarat online for real money?

    Yes, you can! Online casinos allow players to play many popular casino games for real money, including online baccarat and other games. You only need to register for a casino of your choice and make a deposit from their deposit page. Local Canadian banking options like Interac, Instadebit and Paysafecard are often available at top Canadian online casinos, so users can deposit money and withdraw winnings with ease.

  • How do you play Baccarat at online casinos?

    Some casinos allow fun play, meaning you can play games for free and for fun. So, if you want to play baccarat for free, you can pick a casino site, search for baccarat games there and pick one with a demo mode. If you want to play baccarat for real cash, you will need an account and deposit your money. Despite numerous variations of the game, the main rule is the same across all baccarat titles.

How to Play Baccarat - Beginners' Guide

Baccarat is a simple game where you have to bet on which of the two parties, the player or the banker, will get closer to nine points. The points are calculated by adding the values of the cards, where an ace is one, number cards are their face value, and 10 and face cards are zero. The last digit of the sum is the point value.

Card Value

Cards Value
2 - 9 Face value
Ace 1
10, Jack, Queen, King No value (worth Zero)

Types of Baccarat Games

Like most casino games that are available in Canada, there are a few different types of baccarat games that are offered. Here are the three main types of baccarat games to look out for:

  • Punto banco (or "North American baccarat") 
  • Baccarat chemin de fer (or "chemmy") 
  • Baccarat banque (or à deux tableaux)

Punto Banco

Almost all baccarat games that are played around the world are Punto Banco. In some places such as Macau, almost all of the money made by casinos is from punto banco baccarat games. In this form of the game, punto refers to the player and banco refers to the dealer.

Baccarat Chemin de Fer

Baccarat Chemin de Fer is arguably known for being the card game that is often played by James Bond. The original form of the game, baccarat chemin de fer is still the most popular type of baccarat that is played in France, where it is widely assumed to have been invented.

Baccarat Banque

Last but not least, the Baccarat Banque is popular at various casinos in Europe. The Baccarat Banque is regarded to be much more complicated than a lot of other casino games available in Canada.

Payout Percentage & House Edge in Online Baccarat Games

Online baccarat is popular among casino players due to its high payout percentage (RTP), meaning the game has a low house edge, which is essentially the profit of casinos.

Typically, online baccarat games have a house edge of only 1.06% for bets on the Banker’s hand and 1.24% for ones on the player’s hand, making these the best value bets in the casino. The tie bet, however, has a higher house edge of 9.5% when set to pay out at odds of 8/1, although some online casinos might offer odds of 9/1, reducing the house edge slightly.

For instance, the First Person Baccarat game from Evolution Games has RTPs of 98.76%, 98.94% and 85.64% on Player, Banker and Tie bets respectively.

Non-live Baccarat

Here's a list of some non-live baccarat available at online casinos:

Game Title Game Studio *RTP
First Person Lightning Baccarat Evolution Games 98.59%
First Person Golden Wealth Baccarat Evolution Games 98.69%
Baccarat Pragmatic Play 98.94%
Baccarat No Commission OneTouch 98.54%
Baccarat Supreme OneTouch 98.94%
Mini Baccarat Play'n GO 98.94%
No Commision Baccarat Switch Studios 98.76%
Baccarat Skywind 98.94%
Baccarat Zero Commission Habanero 98.98%
  • RTP: The above listed RTPs are of Banker.

Non-live baccarat games are available in most online casinos, but their selection can be small. They are run by a computer that creates random sequences to ensure the game is completely random and fair. RNG baccarat is a good option for players who want to enjoy gameplay at their own pace.

As we can read from the table above, online Baccarat games for real money have very high payout percentages. We also calculated the average return rate from the table which is 98.81%.

Considering the house edge is 1.19% (100 - 98.81), we can say online baccarat is favourable to players in regard to its RTP.

Live Baccarat

Live Baccarat is a way to play baccarat online with a real dealer and other players. Just like other live casino games, you can see the dealer in a studio through HD streams and chat with them and other gamblers whilst playing baccarat live.

Game Title Game Studio *RTP
Baccarat High Roller Bombay Club 98.94%
Emperor Speed Baccarat A Evolution 98.94%
Exclusive Salon Prive Baccarat Evolution 98.94%
Speed Baccarat 15 (No Commission) Pragmatic Play 98.54%
Baccarat Brasileira Playtech 98.94%
Speed Cricket Baccarat Eguzi 98.94%
Sexy Hall Speed Baccarat C08 SA Gamming 98.94%
No Commission Baccarat 7Mojos 98.76%
Baccarat ROBA Speed CreedRoomz 98.94%
  • RTP: The above listed RTPs are of Banker.

Live Baccarat is very similar to playing baccarat at a real casino, but you can do it from your home or anywhere else. You can choose different types of live baccarat games.

For example, you can play speed baccarat , which is faster and more exciting. Live Baccarat is a great option for those who want a more social and realistic experience of playing baccarat online.

According to the above data of RTPs from some live baccarat games, the average RTP is 98.88% and therefore the average house edge is 1.12%.

This means that live baccarat pays out as much as the RNG baccarat regardless of game studios.

How does Live Baccarat work?

Live Baccarat as well as other live dealer games consist of four key elements that make it possible:

  1. Live streaming technology
  2. Optical Character Recognition
  3. Game control unit
  4. Casino dealer

In short, the streaming technology delivers the baccarat table to players live, the OCR software helps to recognise every small detail in the camera, the game control unit encrypts audio and video, and the dealer takes care of the game.

Is Live Baccarat legit?

Yes, it is. live baccarat is as legit and fair as any other live casino game. Not only online casino operators but also game studios have to get a valid licence to provide games in certain areas. Online casinos do not work with unlicensed studios.

Game studios making live baccarat games have to meet requirements including fairness to prove to regulators that their games are not rigged.

That's why live baccarat is legitimate as long as you play at a licenced casino site.

Varients of Live Baccarat at Online Casinos

With our Live Baccarat we’ve taken the thrill and suspense to a new high with a world-class, Macau-like gaming experience for every player type, from first-timers to the most experienced high rollers. Baccarat devotees can enjoy the ultimate in authentic Baccarat play. Numerous features across all game variants, plus the choice of Live Baccarat Squeeze, Live Baccarat Control Squeeze, No Commission Baccarat, Speed Baccarat, Lighting Baccarat and VIP and Salon Privé variants to make this the most authentic and thrilling Live Baccarat available online.

Live Baccarat | Best Live Casino Games | Evolution Gaming

As you might have noticed when looking at the table in the Live Baccarat section, there are so many variants of Live Baccarat. Evolution Games, one of the biggest game studios of Live Baccarat, offers exciting tables:

  • Baccarat

    Live Baccarat offers an authentic casino experience, replicating the feel of playing at a top Asian casino with its face-down card dealing at a bean-shaped table. The game is enriched with special features such as Pairs side bets, extensive statistics, and the ability to observe other players' moves, providing a dynamic and immersive gaming experience.

  • Salon Privé

    Salon Privé provides the ultimate VIP live gaming experience online, catering to high-wagering players with its elegant environment and high maximum bets at private tables. The VIP service includes the constant presence of a VIP Room Manager, the ability for players to choose the dealer, control the shuffle and game speed, and access to 11 private tables for Roulette, Blackjack, and Baccarat.

  • Multi-Camera Baccarat

    The multi-camera Baccarat offers a dynamic, cinematic gaming experience on dedicated tables, with the number of cameras and shot angles being fully customisable. The constantly changing camera views and close-ups, along with the option for brief cutaway shots of other tables, immerse players in the suspense of the game and enhance the ‘real casino’ ambience.

  • Live Baccarat Squeeze

    Evolution Baccarat Squeeze is a multi-camera Live Baccarat game designed for players who enjoy the anticipation of the squeeze. With over 15 cameras capturing every detail and the dealer performing the squeeze in close-ups, this game offers a new dimension to online Baccarat, delivering maximum suspense and authenticity as cards are revealed based on the total wager of each hand.

  • Live Baccarat Control Squeeze

    In Live Baccarat Control Squeeze, players have the unique opportunity to control the squeeze themselves, with cards dealt face-down onto glass panel inlays in the table and relayed via live stream to the player’s screen. The game offers a Macau-like VIP gaming experience, allowing players to reveal the card value by clicking or tapping on the card, replicating the thrill of playing Baccarat in a real casino.

  • Speed Baccarat

    Speed Baccarat is a fast-paced alternative to the standard Baccarat game, designed for players seeking maximum betting opportunities and excitement. While a standard Baccarat round lasts 48 seconds, Speed Baccarat completes each round in just 27 seconds with face-up card dealing and minimal result time, adding a suspense-packed twist to the game.

  • Lightning Baccarat

    Lightning Baccarat is a unique, electrifying version of the classic casino game, enhanced with RNG-based Lightning Card multipliers in every round. In each game, 1-5 Lightning Cards are randomly generated from a virtual 52-card deck, each with a random payout multiplier of 2x, 3x, 4x, 5x or 8x, offering players the chance to win multiplied payouts on a winning hand in a stunning black and gold Art Deco environment.

  • No Commission Baccarat

    No Commission Baccarat eliminates the 5% commission on Banker wins, except when the Banker scores 6, in which case players are paid half their original bet. It also includes a Super 6 insurance side bet, which pays out 15:1 if the Banker scores a 6.

  • Dual Play Baccarat

    Dual Play Baccarat allows both land-based and online players to play at the same table, using advanced camera and sound installations. It extends service to customers in the venue while also relaying the unique excitement of the casino to an extended audience of new players online.

  • Baccarat Multiplay

    This user interface tool of Baccarat Multiplay allows players to place bets at all Live Baccarat tables simultaneously, without joining each table separately. It also makes it easy to find the table with the longest streak and choose which tables to include in the overview.

  • Red Envelope

    Red Envelope may sometimes generate an unexpected bonus on either the Tie, Banker Pair or Player Pair bet spots by increasing the payout up to 88x. If a player’s bet is placed on a bet spot with a Red Envelope and they win, they receive a higher payout.

  • Peek Baccarat

    Peek Baccarat offers the exciting chance to ‘peek’ at one, two, three or even four cards during gameplay. If the revealed cards are beneficial for your hand, you can choose to double or triple your bet.

  • Golden Wealth Baccarat

    Golden Wealth Baccarat features an augmented-reality magical pot. Five Golden Cards are included in each game round, each attracting a randomly generated multiplier of 2x, 3x, 5x or 8x. If a player wins on a hand and has one or more matching Golden Cards, their winnings are multiplied accordingly.

  • Prosperity Tree Baccarat

    Prosperity Tree Baccarat is a unique variant of the classic Baccarat game that features eight randomly generated Prosperity Cards each round, each with multipliers of 2x or 3x. If a player’s hand matches a Prosperity Card and they win, their winnings are multiplied accordingly, adding an element of prosperity and wealth to the game.

Practice for Free and Play Baccarat Online for Real Money

You can learn, practice and play online baccarat games for real money at an online casino.

Playing Baccarat for Free

Many online casinos have two modes for their online baccarat games: Demo/Fun and Real. The fun mode allows users to try the game for free. Although real money cannot be won in this case, players can learn how to play baccarat online.

Online casinos also offer casino bonuses and promotions to attract new users. So, you can also use such bonus money to play baccarat without having to use your real money.

Playing Baccarat for Real Cash

Casino Days
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Novibet
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Playing baccarat for real money is the next step for those gaining confidence in the game. Most Canadian online casinos offer this option due to baccarat's low house edge, making it an attractive choice for players with a limited budget.

The most common variant of Baccarat played for real money is ‘Punto Banco’ or ‘North American Baccarat’, which is straightforward and easy for beginners. Some Canadian online casinos also offer live baccarat games.

Baccarat Tips and Strategy

Baccarat is largely a game of luck, with limited strategic elements compared to games like poker or blackjack. To increase the chances of winning, it’s often advised to bet on the banker due to the game’s low house edge.

Looking for patterns in online baccarat isn’t a viable strategy, as each hand is independent of the last, similar to roulette. The key to success in most casino games, including baccarat, is knowing when to walk away, even during a winning streak.

Baccarat Casinos Online 2024

With so many new online casinos emerging in Canada, it's not easy to choose the right casino without doing a lot of research. To make it a little easier for you, our casino experts checked 60+ baccarat sites and picked the following best baccarat casinos online in Canada:

  1. 1
    Casino Days:

    Best Booming Baccarat Casino in Canada 🥇

  2. 2
    Novibet:

    Best Online Baccarat Site with Low Deposits 🥈

  3. 3
    Leon Bet:

    Best Online Baccarat Casino with Massive Baccarat Game Collection 🥉

Casino Days

Casino Days - Best Booming Baccarat Casino in Canada 🥇

Casino Days Review:

  • Bacarat - ★★★★★
  • Payments - ★★★★★
  • Licence - Curaçao Gaming Control Board (GCB) + Ontario

Casino Days is one of the best online baccarat sites in Canada. This casino offers 50+ online baccarat games, including non-live and live baccarat titles, apart from 5000+ casino games.

The online baccarat casino accepts payments of as little as $10 through Interac, bank cards, bank transfers as well as cryptocurrencies like BTC, BCH, LTC, ETH, USDT, and XRP.

Pros

  • 24/7 Customer Support
  • Quick Withdrawals
  • Over 5000 Games To Choose From
Novibet

Novibet - Best Online Baccarat Site with Low Deposits 🥈

Novibet Review:

  • Bacarat - ★★★★★
  • Payments - ★★★☆☆
  • Licence - MGA

Novibet is another of the excellent online baccarat casinos in Canada. You will see over 60 baccarat games in their game search. The games are provided by renowned game studios like Pragmtic Play and Evolution Games, so you don't need to worry about the safety.

Novibet only accepts payments via Interac, Bank cards and Paysafecard, but you can deposit from $5 with Paysafecard!

Pros

  • 7,000+ casino games.
  • Wide variety of live casino tables.
  • Trusted online casino licenced by MGA.
Leon Bet

LeonBet - Best Online Baccarat Casino with Massive Baccarat Game Collection 🥉

LeonBet Review:

  • Bacarat - ★★★★★
  • Payments - ★★☆☆☆
  • Licence - Khanawake

Pros

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What We Considered When Choosing Best Online Baccarat Sites in Canada

The best online baccarat casinos on our list accept Canadian players and Canadian dollars, while also excelling in our key factors to provide a safe, and fun gaming experience for players. Some of the most important areas are:

  • 1

    Safety & Licence

    We ensure that the online casinos on our lists are offshore, legal, and hold valid online gambling licences, making them safe for players from Canada. These licenses are issued by respected gaming authorities such as the UK Gambling Commission (UKGC), and the Malta Gaming Authority (MGA).

    Online casinos holding these licenses are trustworthy and adhere to strict compliance regulations, ensuring fair and safe games for players. We advise against gambling on online casinos that do not hold valid gambling licenses from respected authorities like the UKGC and MGA.

  • 2

    Game Variety

    The best online baccarat casinos offer a wide variety of games for both live tables and RNG baccarat games. Most of the online casinos for Canadian players offer the popular Punto Banco version of baccarat, and you can find 15+ live baccarat tables at some online casinos.

  • 3

    Fair Play & RTP

    Fair play in online casinos is guaranteed by valid licenses from reputable commissions like the UKGC or MGA, and games are regularly checked for fairness and safety by independent testing agencies such as eCOGRA.

    When choosing online baccarat casinos, it’s advisable to opt for those with the highest RNG payout percentages, avoiding games with a payout percentage below 95%. Baccarat typically has a low house advantage of around 1.2% on banker and player bets.

    However, the tie bet has a significantly higher house edge of around 14%, so it’s recommended to stick to player or banker bets for the lowest house advantage.

  • 4

    Customer Service

    Every online casino on our list offers customer support with several methods of contact, but only the best offer 24/7, 7 days a week support. As your money and time are valuable, we recommend only joining online casinos with 24/7 customer service, long opening hours and several forms of contact including a live chat.

  • 5

    Mobile Usability

    As we become more and more reliant on our mobile devices, online casinos invest more and more money into mobile gambling applications. Compare the best mobile casino apps and sites, and read our step-by-step guides for how to download and install each app on Android and iOS. Famous casinos like Casino Days offer a standalone mobile app for Android users.

Baccarat FAQ