INSTADEBIT Online Casinos

Learn all about using INSTADEBIT in our guide below, and compare which online casinos in Canada accept Instadebit.

Written by Thomas Brown
Verified by BettingGuide team
Last updated 2024-04-03
instadebit online casinos in canada

BettingGuide team has put together a list of the best INSTADEBIT online casinos in Canada. Explore and compare your options below.

Top 5 INSTADEBIT Casinos in Canada: Expert picks

Operator INSTADEBIT First Deposit Offer Minimum INSTADEBIT Deposit INSTADEBIT Withdrawal Time Visit INSTADEBIT Casino
$10 24-48 hours Make A Deposit
Spin Casino
Spin Casino
$10 Instant Make A Deposit
Yukon Gold Casino
Yukon Gold Casino
$10 Up to 3 days Make A Deposit
Zodiac Casino
Zodiac Casino
$1 Up to 3 days Make A Deposit
Casino Action
Casino Action
$1 Up to 3 days Make A Deposit

INSTADEBIT: Starter Guide

Unfamiliar with INSTADEBIT? We’ve created a complete guide to help you understand what INSTADEBIT is and how it works.

  • What is INSTADEBIT?

    INSTADEBIT is an online payment method that allows you to make payments or transfer money online directly from your bank account.

    INSTADEBIT acts as a bridge between an online gambling account or merchant and your personal bank account. This ensures you don’t have to share sensitive bank information, like credit and debit card numbers, with online casinos or retailers.

    INSTADEBIT can be used by anyone who banks with a Canadian financial institution.

Creating an INSTADEBIT Account

To set up an INSTADEBIT account, you will need the following:

  • Basic personal information (name, email, address, etc.)

  • Details from a void cheque, including Transit number, Institution Number and Account number

  • The last digits of your Social Insurance Number (SIN)

  • To be 18 years of age or older

You can either go to the INSTADEBIT website and create an account or set up an account during your first transaction. Creating an account the first time you use INSTADEBIT will still allow you to utilize the service without delay.

To create an account on the INSTADEBIT website:

  1. Click on “Sign Up” in the top right-hand corner
  2. Under “Don’t have an account?” click “Sign Up”
  3. Enter your personal information (name, email, password, postal code) and select “Next”
  4. Complete the signup process by providing all additional information

You will be prompted to provide your bank account details during the signup process. This will connect your bank account to INSTADEBIT.

Please note: You can only register one bank account with INSTADEBIT. Therefore, you’ll want to make sure that you provide the information for the account that you intend to use when gambling online.

Once you have created an account, you can log in at any time and use several functions. These include:

  • Changing personal account information

  • Viewing transaction history

  • Accepting refunds

  • Accepting withdrawal funds

Verifying an INSTADEBIT Account

As long as you bank with a Canadian banking institution, you can instantly use INSTADEBIT without the need to verify your account. However, you can also choose to verify your account to increase your spending limit.

To verify your account, follow these simple steps:

  1. Find a deposit from INSTADEBIT in your bank account
  2. Record the amount that the deposit was for
  3. Sign in to your INSTADEBIT account and choose “Verify Account”
  4. Enter the amount that INSTADEBIT deposited into your bank account

    Creating an INSTADEBIT account is free. Making payments and transferring money from your INSTADEBIT account to an online casino or another merchant is also free. However, there are certain services for which INSTADEBIT charges a fee. These include: 

    • Making a payment or depositing money from your bank account to an online casino or merchant. Fee: $1.95 per transaction
    • Moving money from your INSTADEBIT account to your bank account. Fee: $2.00 
  • Keep in mind - your bank may also charge you a fee if you try to withdraw more money than you have available in your account. The fee for insufficient funds will vary depending on the financial institution. 

Using INSTADEBIT for Deposits on Online Casinos in Canada 

INSTADEBIT is a safe and quick way to deposit money into your online casino account directly from your bank account. Most of the best online casinos we recommend offer INSTADEBIT in their payment methods.

To deposit funds, follow these simple steps:

  1. Log in to your online casino account 
  2. Navigate the payment/deposit section 
  3. Choose INSTADEBIT as a payment/deposit method 
  4. Log in to your INSTADEBIT account 
  5. Choose the amount you would like to transfer 
  6. Approve the transaction 

Keep in mind: When moving funds directly from your INSTADEBIT account to the online casino of your choice, funds will be transferred immediately. However, if you are moving money from your personal bank account, through INSTADEBIT, to an online casino, this transaction can take up to 5 business days.

Using INSTADEBIT for Withdrawals on Canadian Online Casino Sites  

You can also use INSTADEBIT to withdraw funds from a Canadian online casino.

Withdrawal time varies and depends on the operator, which means using INSTADEBIT as a withdrawal method can also offer fast payouts.

To withdraw money from your online casino account to your INSTADEBIT account:

  1. Log in to your online casino account, go to the cashier section and choose the withdrawal option 
  2. From the withdrawal screen, select INSTADEBIT as your withdrawal method 
  3. Enter all required details and the amount you would like to withdraw 
  4. Click “Withdraw” - you should see the money in your account within a few days 

Once the money is in your INSTADEBIT account, you can use it to make other purchases and casino deposits or you can withdraw the funds into your bank account.

To get the funds back into your bank account, follow these steps:  

  1. Log into your INSTADEBIT account 
  2. Click “Withdraw Funds” and enter the amount you would like to withdraw 

INSTADEBIT will send the money directly to the bank account you specified when you created your account. Allow 3 - 5 business days for the money to appear in your bank account. 

Note: there is a $2.00 fee to move funds from your INSTADEBIT account to your bank account. There is no fee, however, for completing a refund or withdrawal that places money back into your INSTADEBIT account.

How to Delete Your INSTADEBIT Account

If you create an INSTADEBIT account and later decide it’s not the right payment method for you, you can easily delete your account. 

To close your INSTADEBIT account, simply send an email to and request that your account be closed.

Advantages and Disadvantages of Using INSTADEBIT

INSTADEBIT is a safe and quick way to get money into your online gambling account directly from your bank account. There are both pros and cons to using INSTADEBIT.

Here are some key advantages and disadvantages we have identified. 

Advantages of Using INSTADEBIT  

  • Easy to use 
  • Safe and secure 
  • 24/7/365 customer service - INSTADEBIT representatives can be reached by phone (toll-free), email, or live chat 
  • Widely available - anyone with a Canadian bank account can use INSTADEBIT 
  • Offered by most online Canadian casinos

Disadvantages of Using INSTADEBIT

  • Fees 
  • Deposit wait times 
  • Only available in Canada 
  • Users can only connect to one bank account 
  • During the signup process, INSTADEBIT conducts a credit check 

Safety and Security of INSTADEBIT 

INSTADEBIT takes several precautions to protect user information. Most notably, INSTADEBIT is certified by McAfee Secure and Verisign. These companies help prevent illegal activity and ensure security online. They are used by INSTADEBIT to monitor and protect transaction information. 

INSTADEBIT also takes the following steps to further do their part in keeping your personal and financial information protected:  

  • Never shares users’ personal or financial information  
  • Verifies users’ identity at sign-up 
  • Uses encryption to shield sensitive information and prevent fraud and identity theft


Thomas is responsible for all content on BettingGuide Canada. With his extensive knowledge of the gambling industry and college degree in law, he knows what you should look out for when choosing the best casino or sportsbook.